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E-money, payment institutions and open banking

Small EMI / Small PI

Where: United Kingdom — FCA. We build the file, submit it and follow it through to the decision of the competent authority. The authorisation is granted to your company; no decision can be guaranteed.

Updated on 3 November 2026 · Published under the responsibility of Jason Pivron, director · Who we are

Where
United Kingdom
Authority
FCA
Capital (our catalogue)
Thresholds and conditions of the small regime
From
88,890 €
Then, per year
14,990 €
Renewal
No expiry

Where it is obtained

United Kingdom — FCA

Setting up your company in the United Kingdom →

Capital, as recorded in our catalogue

Thresholds and conditions of the small regime

Held by your company; not part of our fees.

What the file covers

Eligibility analysis and registration file.

  • Assembling the regulatory file and responding to further requests.
  • Monitoring of ongoing obligations (capital, reporting, supervision).

How the file runs

The same five steps for every licence: a 20-minute call, a firm quote, the regulatory file (here: eligibility analysis and registration file), filing and follow-up to the decision of FCA, then what follows the decision. The steps in detail →

After the decision: The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). Reviewed on 30 September 2026

Fees

Small EMI / Small PI
From 88,890 €then 14,990 € per year

Excluding tax and regulatory capital; government and regulator fees included; firm quote before signature.

In this family (E-money, payment institutions and open banking), our starting fees range from 11,290 € to 111,701 €.

Documents required

The list for « Small EMI / Small PI » is given after the call, in your client space. The baseline documents →

Questions

Where can the Small EMI / Small PI be obtained?

United Kingdom, from FCA (United Kingdom — FCA).

What capital is required?

Thresholds and conditions of the small regime.

How much does it cost?

Our prices start at 88,890 €, then 14,990 € per year, excluding tax. Government fees are included; regulatory capital is not. A firm quote is issued before any signature.

What does the file cover?

Eligibility analysis and registration file.

Does the Small EMI / Small PI have to be renewed?

The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). (Reviewed on 30 September 2026.)

Is the licence guaranteed?

No. The authorisation is granted to your company by the competent authority, never by us: we build the file, submit it and follow it through to the decision, which no one can guarantee.

Where these figures come from

Information from our catalogue as of 16 October 2026. Checked again with FCA before any filing; not advice.

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