Small EMI / Small PI
Where: United Kingdom — FCA. We build the file, submit it and follow it through to the decision of the competent authority. The authorisation is granted to your company; no decision can be guaranteed.
Updated on 3 November 2026 · Published under the responsibility of Jason Pivron, director · Who we are
Capital, as recorded in our catalogue
Thresholds and conditions of the small regime
Held by your company; not part of our fees.
What the file covers
Eligibility analysis and registration file.
- Assembling the regulatory file and responding to further requests.
- Monitoring of ongoing obligations (capital, reporting, supervision).
How the file runs
The same five steps for every licence: a 20-minute call, a firm quote, the regulatory file (here: eligibility analysis and registration file), filing and follow-up to the decision of FCA, then what follows the decision. The steps in detail →
After the decision: The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). Reviewed on 30 September 2026
Fees
Excluding tax and regulatory capital; government and regulator fees included; firm quote before signature.
In this family (E-money, payment institutions and open banking), our starting fees range from 11,290 € to 111,701 €.
Documents required
The list for « Small EMI / Small PI » is given after the call, in your client space. The baseline documents →
Our guides on this subject
Questions
Where can the Small EMI / Small PI be obtained?
United Kingdom, from FCA (United Kingdom — FCA).
What capital is required?
Thresholds and conditions of the small regime.
How much does it cost?
Our prices start at 88,890 €, then 14,990 € per year, excluding tax. Government fees are included; regulatory capital is not. A firm quote is issued before any signature.
What does the file cover?
Eligibility analysis and registration file.
Does the Small EMI / Small PI have to be renewed?
The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). (Reviewed on 30 September 2026.)
Is the licence guaranteed?
No. The authorisation is granted to your company by the competent authority, never by us: we build the file, submit it and follow it through to the decision, which no one can guarantee.
Other licences in the United Kingdom
The same family, elsewhere
Where these figures come from
Information from our catalogue as of 16 October 2026. Checked again with FCA before any filing; not advice.