Payment institution (PI) authorisation
Where: EU / EEA. We build the file, submit it and follow it through to the decision of the competent authority. The authorisation is granted to your company; no decision can be guaranteed.
Updated on 3 November 2026 · Published under the responsibility of Jason Pivron, director · Who we are
Where it is obtained
European Union and EEA — EU / EEA
Capital, as recorded in our catalogue
€20,000 / €50,000 / €125,000 depending on services
Held by your company; not part of our fees.
What the file covers
PSD2 services selected during regulatory scoping.
- Assembling the regulatory file and responding to further requests.
- Monitoring of ongoing obligations (capital, reporting, supervision).
How the file runs
The same five steps for every licence: a 20-minute call, a firm quote, the regulatory file (here: psd2 services selected during regulatory scoping), filing and follow-up to the decision of the competent authority, then what follows the decision. The steps in detail →
After the decision: The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). Reviewed on 30 September 2026
Fees
Excluding tax and regulatory capital; government and regulator fees included; firm quote before signature.
In this family (E-money, payment institutions and open banking), our starting fees range from 11,290 € to 111,701 €.
Documents required
The list for « Payment institution (PI) authorisation » is given after the call, in your client space. The baseline documents →
Our guides on this subject
Questions
Where can the Payment institution (PI) authorisation be obtained?
European Union and EEA (EU / EEA).
What capital is required?
€20,000 / €50,000 / €125,000 depending on services.
How much does it cost?
Our prices start at 90,790 €, then 50,490 € per year, excluding tax. Government fees are included; regulatory capital is not. A firm quote is issued before any signature.
What does the file cover?
PSD2 services selected during regulatory scoping.
Does the Payment institution (PI) authorisation have to be renewed?
The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). (Reviewed on 30 September 2026.)
Is the licence guaranteed?
No. The authorisation is granted to your company by the competent authority, never by us: we build the file, submit it and follow it through to the decision, which no one can guarantee.
Other licences in the European Union and EEA
The same family, elsewhere
Where these figures come from
Information from our catalogue as of 16 October 2026. Checked again with the regulator before any filing; not advice.