Regulated activities
Financial licences
113 authorisations — banking, payments, currency exchange, digital assets, cards, investment, compliance — in Switzerland, the United Kingdom, the European Union, the UAE, Singapore, Hong Kong, North America and Australia. We build the file, submit it and follow it through to the regulator's decision. The authorisation is granted to your company by the competent authority; no decision can be guaranteed.
Starting fees and annual fees, excluding tax, official fees and regulatory capital; the capital required is set out at the call. Information from our catalogue as of 23 September 2026.
By type of licence
Banks and credit institutions
11 licencesFrom 99,990 €
Universal bank / credit institution authorisation · EU / euro area
From 249,990 €then 99,990 € per year
Specialised / niche bank · EU / EEA
From 199,990 €then 74,990 € per year
From 249,990 €then 99,990 € per year
Branch of a third-country bank · EU / EEA
From 149,990 €then 59,990 € per year
Acquisition of a bank / qualifying holding · EU / EEA
From 199,990 €
Banking authorisation · United Kingdom — PRA/FCA
From 249,990 €then 99,990 € per year
Banking licence · Switzerland — FINMA
From 299,990 €then 119,990 € per year
FinTech licence / deposit-taking · Switzerland — FINMA
From 149,990 €then 59,990 € per year
Commercial / digital bank licence · United Arab Emirates — CBUAE
From 299,990 €then 119,990 € per year
International / offshore banking licence · Selected jurisdiction
From 199,990 €then 79,990 € per year
Representative office / bank branch · Selected jurisdiction
From 99,990 €then 39,990 € per year
E-money, payment institutions and open banking
19 licencesFrom 14,990 €
From 99,990 €then 39,990 € per year
Payment institution (PI) authorisation · EU / EEA
From 74,990 €then 29,990 € per year
Small EMI registration · EU / EEA — according to national regime
From 39,990 €then 14,990 € per year
Small PI registration · EU / EEA — according to national regime
From 29,990 €then 9,990 € per year
AISP — account information services · EU / EEA
From 39,990 €then 14,990 € per year
PISP — payment initiation services · EU / EEA
From 49,990 €then 19,990 € per year
Combined AISP + PISP · EU / EEA
From 59,990 €then 24,990 € per year
Agent registration · EU / EEA
From 14,990 €then 4,990 € per year
E-money distributor registration · EU / EEA
From 14,990 €then 4,990 € per year
European passport · EU / EEA
From 14,990 €
Extension / variation of permissions · EU / EEA
From 24,990 €
Acquisition / change of control · EU / EEA
From 79,990 €
Safeguarding arrangements design · EU / EEA
From 19,990 €then 9,990 € per year
Safeguarding audit / remediation · EU / EEA / United Kingdom
From 24,990 €then 14,990 € per year
From 29,990 €then 14,990 € per year
Authorised Electronic Money Institution (AEMI) · United Kingdom — FCA
From 99,990 €then 39,990 € per year
Authorised Payment Institution (API) · United Kingdom — FCA
From 74,990 €then 29,990 € per year
Small EMI / Small PI · United Kingdom — FCA
From 39,990 €then 14,990 € per year
Registered AISP (RAISP) · United Kingdom — FCA
From 29,990 €then 9,990 € per year
Currency exchange, MSB and money transmission
18 licencesOn request
High-risk activities: every file first goes through enhanced compliance review; the price is given after that review.
Bureau de change / currency exchange office · United Kingdom — HMRC
On requestafter review of the file
Money remittance / money transmission · United Kingdom — FCA + HMRC
On requestafter review of the file
Federal FinCEN registration · United States
On requestafter review of the file
Money transmitter licence — one State · United States
On requestafter review of the file
Multi-State money transmitter programme · United States
On requestafter review of the file
MSB registration · Canada — FINTRAC
On requestafter review of the file
Foreign MSB registration · Canada — FINTRAC
On requestafter review of the file
Exchange licence — exchange-only category · United Arab Emirates — CBUAE
On requestafter review of the file
Exchange + transfers / remittance licence · United Arab Emirates — CBUAE
On requestafter review of the file
SRO affiliation and AML supervision · Switzerland
On requestafter review of the file
Remittance service provider registration · Australia — AUSTRAC
On requestafter review of the file
Digital Currency Exchange registration · Australia — AUSTRAC
On requestafter review of the file
Money Service Operator licence · Hong Kong — C&ED
On requestafter review of the file
Standard Payment Institution · Singapore — MAS
On requestafter review of the file
Major Payment Institution · Singapore — MAS
On requestafter review of the file
Bureau de change licence · Selected jurisdiction
On requestafter review of the file
Money Transfer Operator (MTO) licence · Selected jurisdiction
On requestafter review of the file
Multi-branch exchange network · Selected jurisdiction
On requestafter review of the file
MiCA, CASP and digital assets
21 licencesOn request
High-risk activities: every file first goes through enhanced compliance review; the price is given after that review.
CASP authorisation — class 1 · EU / EEA
On requestafter review of the file
CASP authorisation — class 2 · EU / EEA
On requestafter review of the file
CASP authorisation — class 3 · EU / EEA
On requestafter review of the file
On requestafter review of the file
CASP trading platform · EU / EEA
On requestafter review of the file
On requestafter review of the file
CASP authorisation file — regulatory pack · EU / EEA
On requestafter review of the file
Gap analysis / readiness assessment · EU / EEA
On requestafter review of the file
CASP policies and governance · EU / EEA
On requestafter review of the file
ICT, cybersecurity and DORA pack for a CASP · EU / EEA
On requestafter review of the file
CASP passport · EU / EEA
On requestafter review of the file
Extension of CASP services · EU / EEA
On requestafter review of the file
CASP acquisition / change of control · EU / EEA
On requestafter review of the file
On requestafter review of the file
E-money token (EMT) issuer · EU / EEA
On requestafter review of the file
Crypto-asset white paper · EU / EEA
On requestafter review of the file
TFR / crypto Travel Rule compliance · EU / EEA
On requestafter review of the file
VASP registration / licence outside the EU · Selected jurisdiction
On requestafter review of the file
SRO affiliation for crypto activity · Switzerland
On requestafter review of the file
Virtual Asset Service Provider licence · Dubai — VARA
On requestafter review of the file
Virtual assets licence · Abu Dhabi — ADGM/FSRA
On requestafter review of the file
Acquiring, cards, payment rails and BaaS
12 licencesFrom 19,990 €
Merchant acquiring permission · EU / EEA / United Kingdom
From 99,990 €then 39,990 € per year
Payment gateway regulatory structure · Selected jurisdiction
From 39,990 €then 14,990 € per year
Card issuing programme · Europe / United Kingdom
From 74,990 €then 29,990 € per year
BIN sponsorship file · Europe / United Kingdom
From 29,990 €then 9,990 € per year
Principal Visa / Mastercard membership · According to eligibility
From 49,990 €then 19,990 € per year
Sponsor bank search and onboarding · Selected jurisdiction
From 49,990 €then 19,990 € per year
Indirect SEPA / sponsor onboarding · EU / EEA
From 24,990 €then 9,990 € per year
BIC and SWIFT onboarding · International
From 24,990 €then 9,990 € per year
White-label Banking-as-a-Service programme · Europe / United Kingdom
From 49,990 €then 19,990 € per year
Payment orchestration architecture · International
From 39,990 €then 14,990 € per year
Merchant of Record set-up · International
From 49,990 €then 19,990 € per year
Processor / core banking / ledger RFP · International
From 19,990 €
Investment, brokerage, funds and markets
12 licencesFrom 29,990 €
Investment firm authorisation · EU / EEA
From 149,990 €then 59,990 € per year
Forex / CFD broker licence · Selected jurisdiction
From 99,990 €then 39,990 € per year
Broker-dealer licence · Selected jurisdiction
From 149,990 €then 59,990 € per year
Portfolio management / investment advice · EU / EEA
From 74,990 €then 29,990 € per year
ECSP authorisation · EU / EEA
From 79,990 €then 29,990 € per year
AIFM authorisation · EU / EEA
From 199,990 €then 79,990 € per year
UCITS ManCo authorisation · EU / EEA
From 249,990 €then 99,990 € per year
Fund administrator / transfer agent licence · Selected jurisdiction
From 74,990 €then 29,990 € per year
MTF / OTF / market operator authorisation · EU / EEA
From 299,990 €then 119,990 € per year
DLT market infrastructure · EU / EEA
From 299,990 €then 119,990 € per year
Tied agent registration · EU / EEA
From 29,990 €then 9,990 € per year
From 99,990 €
Compliance, substance and regulatory operations
20 licencesFrom 9,990 €
Regulatory diagnosis and choice of licence · All jurisdictions
From 9,990 €
Programme of operations / regulatory business plan · All jurisdictions
From 19,990 €
3-year prudential financial model · All jurisdictions
From 14,990 €
Operating procedures pack · All jurisdictions
From 19,990 €
Full AML/KYC/CFT framework · All jurisdictions
From 14,990 €then 9,990 € per year
Enterprise-wide risk assessment · All jurisdictions
From 9,990 €then 4,990 € per year
Governance, conflicts and committees pack · All jurisdictions
From 14,990 €then 4,990 € per year
Files for directors / qualifying shareholders · All jurisdictions
From 9,990 €
Recruitment / set-up of the regulatory team · Selected jurisdiction
From 24,990 €
Local director / independent board member · Selected jurisdiction
From 29,990 €then 29,990 € per year
Outsourced compliance officer · Selected jurisdiction
From 29,990 €then 29,990 € per year
Outsourced MLRO · Selected jurisdiction
From 39,990 €then 39,990 € per year
Regulatory internal audit · All jurisdictions
From 24,990 €then 24,990 € per year
Recurring regulatory reporting · All jurisdictions
From 24,990 €then 24,990 € per year
ICAAP / ILAAP / capital plan · Bank / regulated firm
From 39,990 €then 19,990 € per year
Annual licence renewal · All jurisdictions
From 14,990 €then 14,990 € per year
Regulatory remediation plan · All jurisdictions
From 29,990 €
On-site inspection preparation · All jurisdictions
From 24,990 €
Regulatory data room and evidence pack · All jurisdictions
From 14,990 €then 4,990 € per year
Regulatory watch and policy updates · All jurisdictions
From 19,990 €then 19,990 € per year
By country
Switzerland
4 licences
Company formation in Switzerland →
Banking licence · Switzerland — FINMA
From 299,990 €then 119,990 € per year
FinTech licence / deposit-taking · Switzerland — FINMA
From 149,990 €then 59,990 € per year
SRO affiliation and AML supervision · Switzerland
On requestafter review of the file
SRO affiliation for crypto activity · Switzerland
On requestafter review of the file
United Kingdom
7 licences
Company formation in United Kingdom →
Banking authorisation · United Kingdom — PRA/FCA
From 249,990 €then 99,990 € per year
Authorised Electronic Money Institution (AEMI) · United Kingdom — FCA
From 99,990 €then 39,990 € per year
Authorised Payment Institution (API) · United Kingdom — FCA
From 74,990 €then 29,990 € per year
Small EMI / Small PI · United Kingdom — FCA
From 39,990 €then 14,990 € per year
Registered AISP (RAISP) · United Kingdom — FCA
From 29,990 €then 9,990 € per year
Bureau de change / currency exchange office · United Kingdom — HMRC
On requestafter review of the file
Money remittance / money transmission · United Kingdom — FCA + HMRC
On requestafter review of the file
European Union and EEA
46 licences
Universal bank / credit institution authorisation · EU / euro area
From 249,990 €then 99,990 € per year
Specialised / niche bank · EU / EEA
From 199,990 €then 74,990 € per year
From 249,990 €then 99,990 € per year
Branch of a third-country bank · EU / EEA
From 149,990 €then 59,990 € per year
Acquisition of a bank / qualifying holding · EU / EEA
From 199,990 €
From 99,990 €then 39,990 € per year
Payment institution (PI) authorisation · EU / EEA
From 74,990 €then 29,990 € per year
Small EMI registration · EU / EEA — according to national regime
From 39,990 €then 14,990 € per year
Small PI registration · EU / EEA — according to national regime
From 29,990 €then 9,990 € per year
AISP — account information services · EU / EEA
From 39,990 €then 14,990 € per year
PISP — payment initiation services · EU / EEA
From 49,990 €then 19,990 € per year
Combined AISP + PISP · EU / EEA
From 59,990 €then 24,990 € per year
Agent registration · EU / EEA
From 14,990 €then 4,990 € per year
E-money distributor registration · EU / EEA
From 14,990 €then 4,990 € per year
European passport · EU / EEA
From 14,990 €
Extension / variation of permissions · EU / EEA
From 24,990 €
Acquisition / change of control · EU / EEA
From 79,990 €
Safeguarding arrangements design · EU / EEA
From 19,990 €then 9,990 € per year
From 29,990 €then 14,990 € per year
CASP authorisation — class 1 · EU / EEA
On requestafter review of the file
CASP authorisation — class 2 · EU / EEA
On requestafter review of the file
CASP authorisation — class 3 · EU / EEA
On requestafter review of the file
On requestafter review of the file
CASP trading platform · EU / EEA
On requestafter review of the file
On requestafter review of the file
CASP authorisation file — regulatory pack · EU / EEA
On requestafter review of the file
Gap analysis / readiness assessment · EU / EEA
On requestafter review of the file
CASP policies and governance · EU / EEA
On requestafter review of the file
ICT, cybersecurity and DORA pack for a CASP · EU / EEA
On requestafter review of the file
CASP passport · EU / EEA
On requestafter review of the file
Extension of CASP services · EU / EEA
On requestafter review of the file
CASP acquisition / change of control · EU / EEA
On requestafter review of the file
On requestafter review of the file
E-money token (EMT) issuer · EU / EEA
On requestafter review of the file
Crypto-asset white paper · EU / EEA
On requestafter review of the file
TFR / crypto Travel Rule compliance · EU / EEA
On requestafter review of the file
Indirect SEPA / sponsor onboarding · EU / EEA
From 24,990 €then 9,990 € per year
Investment firm authorisation · EU / EEA
From 149,990 €then 59,990 € per year
Portfolio management / investment advice · EU / EEA
From 74,990 €then 29,990 € per year
ECSP authorisation · EU / EEA
From 79,990 €then 29,990 € per year
AIFM authorisation · EU / EEA
From 199,990 €then 79,990 € per year
UCITS ManCo authorisation · EU / EEA
From 249,990 €then 99,990 € per year
MTF / OTF / market operator authorisation · EU / EEA
From 299,990 €then 119,990 € per year
DLT market infrastructure · EU / EEA
From 299,990 €then 119,990 € per year
Tied agent registration · EU / EEA
From 29,990 €then 9,990 € per year
From 99,990 €
Europe and United Kingdom
5 licences
Safeguarding audit / remediation · EU / EEA / United Kingdom
From 24,990 €then 14,990 € per year
Merchant acquiring permission · EU / EEA / United Kingdom
From 99,990 €then 39,990 € per year
Card issuing programme · Europe / United Kingdom
From 74,990 €then 29,990 € per year
BIN sponsorship file · Europe / United Kingdom
From 29,990 €then 9,990 € per year
White-label Banking-as-a-Service programme · Europe / United Kingdom
From 49,990 €then 19,990 € per year
United Arab Emirates
5 licences
Company formation in United Arab Emirates →
Commercial / digital bank licence · United Arab Emirates — CBUAE
From 299,990 €then 119,990 € per year
Exchange licence — exchange-only category · United Arab Emirates — CBUAE
On requestafter review of the file
Exchange + transfers / remittance licence · United Arab Emirates — CBUAE
On requestafter review of the file
Virtual Asset Service Provider licence · Dubai — VARA
On requestafter review of the file
Virtual assets licence · Abu Dhabi — ADGM/FSRA
On requestafter review of the file
Singapore
2 licences
Company formation in Singapore →
Standard Payment Institution · Singapore — MAS
On requestafter review of the file
Major Payment Institution · Singapore — MAS
On requestafter review of the file
Hong Kong
1 licences
Company formation in Hong Kong →
Money Service Operator licence · Hong Kong — C&ED
On requestafter review of the file
United States
3 licences
Federal FinCEN registration · United States
On requestafter review of the file
Money transmitter licence — one State · United States
On requestafter review of the file
Multi-State money transmitter programme · United States
On requestafter review of the file
Canada
2 licences
MSB registration · Canada — FINTRAC
On requestafter review of the file
Foreign MSB registration · Canada — FINTRAC
On requestafter review of the file
Australia
2 licences
Remittance service provider registration · Australia — AUSTRAC
On requestafter review of the file
Digital Currency Exchange registration · Australia — AUSTRAC
On requestafter review of the file
In the jurisdiction you choose
36 licences
International / offshore banking licence · Selected jurisdiction
From 199,990 €then 79,990 € per year
Representative office / bank branch · Selected jurisdiction
From 99,990 €then 39,990 € per year
Bureau de change licence · Selected jurisdiction
On requestafter review of the file
Money Transfer Operator (MTO) licence · Selected jurisdiction
On requestafter review of the file
Multi-branch exchange network · Selected jurisdiction
On requestafter review of the file
VASP registration / licence outside the EU · Selected jurisdiction
On requestafter review of the file
Payment gateway regulatory structure · Selected jurisdiction
From 39,990 €then 14,990 € per year
Principal Visa / Mastercard membership · According to eligibility
From 49,990 €then 19,990 € per year
Sponsor bank search and onboarding · Selected jurisdiction
From 49,990 €then 19,990 € per year
BIC and SWIFT onboarding · International
From 24,990 €then 9,990 € per year
Payment orchestration architecture · International
From 39,990 €then 14,990 € per year
Merchant of Record set-up · International
From 49,990 €then 19,990 € per year
Processor / core banking / ledger RFP · International
From 19,990 €
Forex / CFD broker licence · Selected jurisdiction
From 99,990 €then 39,990 € per year
Broker-dealer licence · Selected jurisdiction
From 149,990 €then 59,990 € per year
Fund administrator / transfer agent licence · Selected jurisdiction
From 74,990 €then 29,990 € per year
Regulatory diagnosis and choice of licence · All jurisdictions
From 9,990 €
Programme of operations / regulatory business plan · All jurisdictions
From 19,990 €
3-year prudential financial model · All jurisdictions
From 14,990 €
Operating procedures pack · All jurisdictions
From 19,990 €
Full AML/KYC/CFT framework · All jurisdictions
From 14,990 €then 9,990 € per year
Enterprise-wide risk assessment · All jurisdictions
From 9,990 €then 4,990 € per year
Governance, conflicts and committees pack · All jurisdictions
From 14,990 €then 4,990 € per year
Files for directors / qualifying shareholders · All jurisdictions
From 9,990 €
Recruitment / set-up of the regulatory team · Selected jurisdiction
From 24,990 €
Local director / independent board member · Selected jurisdiction
From 29,990 €then 29,990 € per year
Outsourced compliance officer · Selected jurisdiction
From 29,990 €then 29,990 € per year
Outsourced MLRO · Selected jurisdiction
From 39,990 €then 39,990 € per year
Regulatory internal audit · All jurisdictions
From 24,990 €then 24,990 € per year
Recurring regulatory reporting · All jurisdictions
From 24,990 €then 24,990 € per year
ICAAP / ILAAP / capital plan · Bank / regulated firm
From 39,990 €then 19,990 € per year
Annual licence renewal · All jurisdictions
From 14,990 €then 14,990 € per year
Regulatory remediation plan · All jurisdictions
From 29,990 €
On-site inspection preparation · All jurisdictions
From 24,990 €
Regulatory data room and evidence pack · All jurisdictions
From 14,990 €then 4,990 € per year
Regulatory watch and policy updates · All jurisdictions
From 19,990 €then 19,990 € per year
Next step
Twenty minutes to frame your project, and start it now.
Free, with no conditions. We tell you at the end what we would do in your place — including building nothing at all, or staying where you are. The answer is often no, and we would rather say so before billing anything.
- Which jurisdiction holds for your case — and which would not.
- What it truly costs in year one, and the year after.
- What can make it fail, and at which point it happens.
Free, no commitment · Monday to Saturday, 9am to 1am Central European time — that is until 7pm in New York. French and English.