Authorised Payment Institution (API)
Where: United Kingdom — FCA. We build the file, submit it and follow it through to the decision of the competent authority. The authorisation is granted to your company; no decision can be guaranteed.
Updated on 3 November 2026 · Published under the responsibility of Jason Pivron, director · Who we are
Capital, as recorded in our catalogue
Capital according to payment services
Held by your company; not part of our fees.
What the file covers
FCA file and programme of operations.
- Assembling the regulatory file and responding to further requests.
- Monitoring of ongoing obligations (capital, reporting, supervision).
How the file runs
The same five steps for every licence: a 20-minute call, a firm quote, the regulatory file (here: fca file and programme of operations), filing and follow-up to the decision of FCA, then what follows the decision. The steps in detail →
After the decision: The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). Reviewed on 30 September 2026
Fees
Excluding tax and regulatory capital; government and regulator fees included; firm quote before signature.
In this family (E-money, payment institutions and open banking), our starting fees range from 11,290 € to 111,701 €.
Documents required
The list for « Authorised Payment Institution (API) » is given after the call, in your client space. The baseline documents →
Questions
Where can the Authorised Payment Institution (API) be obtained?
United Kingdom, from FCA (United Kingdom — FCA).
What capital is required?
Capital according to payment services.
How much does it cost?
Our prices start at 111,701 €, then 29,990 € per year, excluding tax. Government fees are included; regulatory capital is not. A firm quote is issued before any signature.
What does the file cover?
FCA file and programme of operations.
Does the Authorised Payment Institution (API) have to be renewed?
The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). (Reviewed on 30 September 2026.)
Is the licence guaranteed?
No. The authorisation is granted to your company by the competent authority, never by us: we build the file, submit it and follow it through to the decision, which no one can guarantee.
Other licences in the United Kingdom
The same family, elsewhere
Where these figures come from
Information from our catalogue as of 16 October 2026. Checked again with FCA before any filing; not advice.