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E-money, payment institutions and open banking

PISP (payment initiation services)

Where: EU / EEA. We build the file, submit it and follow it through to the decision of the competent authority. The authorisation is granted to your company; no decision can be guaranteed.

Updated on 3 November 2026 · Published under the responsibility of Jason Pivron, director · Who we are

Where
European Union and EEA
Capital (our catalogue)
€50,000 + insurance/guarantee under PSD2
From
90,790 €
Then, per year
42,890 €
Renewal
No expiry

Where it is obtained

European Union and EEA — EU / EEA

Capital, as recorded in our catalogue

€50,000 + insurance/guarantee under PSD2

Held by your company; not part of our fees.

What the file covers

PISP file, operational risk and payment security.

  • Assembling the regulatory file and responding to further requests.
  • Monitoring of ongoing obligations (capital, reporting, supervision).

How the file runs

The same five steps for every licence: a 20-minute call, a firm quote, the regulatory file (here: pisp file, operational risk and payment security), filing and follow-up to the decision of the competent authority, then what follows the decision. The steps in detail →

After the decision: The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). Reviewed on 30 September 2026

Fees

PISP (payment initiation services)
From 90,790 €then 42,890 € per year

Excluding tax and regulatory capital; government and regulator fees included; firm quote before signature.

In this family (E-money, payment institutions and open banking), our starting fees range from 11,290 € to 111,701 €.

Documents required

The list for « PISP (payment initiation services) » is given after the call, in your client space. The baseline documents →

Questions

Where can the PISP (payment initiation services) be obtained?

European Union and EEA (EU / EEA).

What capital is required?

€50,000 + insurance/guarantee under PSD2.

How much does it cost?

Our prices start at 90,790 €, then 42,890 € per year, excluding tax. Government fees are included; regulatory capital is not. A firm quote is issued before any signature.

What does the file cover?

PISP file, operational risk and payment security.

Does the PISP (payment initiation services) have to be renewed?

The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). (Reviewed on 30 September 2026.)

Is the licence guaranteed?

No. The authorisation is granted to your company by the competent authority, never by us: we build the file, submit it and follow it through to the decision, which no one can guarantee.

Where these figures come from

Information from our catalogue as of 16 October 2026. Checked again with the regulator before any filing; not advice.

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