E-money token (EMT) issuer
Where: EU / EEA. We build the file, submit it and follow it through to the decision of the competent authority. The authorisation is granted to your company; no decision can be guaranteed.
Updated on 3 November 2026 · Published under the responsibility of Jason Pivron, director · Who we are
Where it is obtained
European Union and EEA — EU / EEA
Capital, as recorded in our catalogue
EMI or bank capital + MiCA requirements
Held by your company; not part of our fees.
What the file covers
Combined regulatory route; reserve, redemption and white paper.
- Assembling the regulatory file and responding to further requests.
- Monitoring of ongoing obligations (capital, reporting, supervision).
What is a CASP authorisation?
A crypto-asset service provider (CASP) is authorised under Regulation (EU) 2023/1114 (MiCA) by the competent authority of its home member state, then passports its services across the EU / EEA after notification. Minimum permanent capital (Annex IV): €50,000 for class 1, €125,000 for class 2, €150,000 for class 3. The transitional period of Article 143(3) ended on 1 July 2026 at the latest. “E-money token (EMT) issuer” is not a CASP authorisation: issuers of asset-referenced tokens and e-money tokens fall under Titles III and IV of MiCA. The three classes compared →
Texts consulted on 30 September 2026 · Regulation (EU) 2023/1114 (MiCA) · ESMA, transitional periods
MiCA and CASP: every class, service and regime on one page →
How the file runs
The same five steps for every licence: a 20-minute call, a firm quote, the regulatory file (here: combined regulatory route; reserve, redemption and white paper), filing and follow-up to the decision of the competent authority, then what follows the decision. The steps in detail →
After the decision: The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). Reviewed on 30 September 2026
Fees
On request — after an enhanced compliance review.
Excluding tax and regulatory capital; government and regulator fees included; firm quote before signature.
Documents required
The list for « E-money token (EMT) issuer » is given after the call, in your client space. The baseline documents →
Questions
Where can the E-money token (EMT) issuer be obtained?
European Union and EEA (EU / EEA).
What capital is required?
EMI or bank capital + MiCA requirements.
How much does it cost?
On request: this activity is high-risk, and the file first goes through enhanced compliance review; the price is given after that review.
What does the file cover?
Combined regulatory route; reserve, redemption and white paper.
Does the E-money token (EMT) issuer have to be renewed?
The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). (Reviewed on 30 September 2026.)
Is the licence guaranteed?
No. The authorisation is granted to your company by the competent authority, never by us: we build the file, submit it and follow it through to the decision, which no one can guarantee.
Other licences in the European Union and EEA
The same family, elsewhere
Where these figures come from
Information from our catalogue as of 16 October 2026. Checked again with the regulator before any filing; not advice.