Merchant acquiring permission
Where: EU / EEA / United Kingdom. We build the file, submit it and follow it through to the decision of the competent authority. The authorisation is granted to your company; no decision can be guaranteed.
Updated on 3 November 2026 · Published under the responsibility of Jason Pivron, director · Who we are
Where it is obtained
Europe and United Kingdom — EU / EEA / United Kingdom
Capital, as recorded in our catalogue
PI/EMI capital according to scope
Held by your company; not part of our fees.
What the file covers
Acquiring file, merchant risk, chargebacks and safeguarding.
- Assembling the regulatory file and responding to further requests.
- Monitoring of ongoing obligations (capital, reporting, supervision).
How the file runs
The same five steps for every licence: a 20-minute call, a firm quote, the regulatory file (here: acquiring file, merchant risk, chargebacks and safeguarding), filing and follow-up to the decision of the competent authority, then what follows the decision. The steps in detail →
After the decision: The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). Reviewed on 30 September 2026
Fees
Excluding tax and regulatory capital; government and regulator fees included; firm quote before signature.
In this family (Acquiring, cards, payment rails and BaaS), our starting fees range from 12,190 € to 87,390 €.
Documents required
The list for « Merchant acquiring permission » is given after the call, in your client space. The baseline documents →
Questions
Where can the Merchant acquiring permission be obtained?
Europe and United Kingdom (EU / EEA / United Kingdom).
What capital is required?
PI/EMI capital according to scope.
How much does it cost?
Our prices start at 87,390 €, excluding tax. Government fees are included; regulatory capital is not. A firm quote is issued before any signature.
What does the file cover?
Acquiring file, merchant risk, chargebacks and safeguarding.
Does the Merchant acquiring permission have to be renewed?
The authorisation stands until the authority withdraws it or it is surrendered: nothing to renew, but ongoing fees and obligations (capital, reporting, supervision). (Reviewed on 30 September 2026.)
Is the licence guaranteed?
No. The authorisation is granted to your company by the competent authority, never by us: we build the file, submit it and follow it through to the decision, which no one can guarantee.
Other licences in Europe and the United Kingdom
The same family, elsewhere
Where these figures come from
Information from our catalogue as of 16 October 2026. Checked again with the regulator before any filing; not advice.